How to Apply for a Habitat for Humanity House
If your family, or a family you know, is in need of decent, affordable housing, please contact Elizabeth Lowery-Head at
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Smith County Habitat for Humanity is an independent, locally run, nonprofit organization.
Smith County Habitat for Humanity chooses its homeowners based on three criteria:
• the applicants' level of need • their willingness to become partners in the program • and their ability to repay the no-profit, no-interest loan. Neither race nor religion is a factor in the application process for families who are accepted into the Habitat program.
We are glad that you are interested in owning your own home and Habitat is happy to help you get there.
Below is a list of criteria we look for in each of our families. If you can say “YES” to all of the below then you just might qualify; 1. Are you a legal resident of Smith County? YES/NO 2. Have you been a resident of Smith County for at least one year? YES/NO 3. Do you have need for a home? YES/NO 4. Are you willing to partner with Habitat to help build your home and other’s homes? YES/NO 5. Do you have enough income to pay for your home? YES/NO 6. Are you employed and make 30%-60% of the median income of Smith County Residents? YES/NO
|
Family
Size
|
30% of Median
Income
|
60% of Median
Income
|
|
|
1
|
$12,950
|
$25,900
|
|
|
2
|
$14,800
|
$29,600
|
|
|
3
|
$16,650
|
$33,300
|
|
|
4
|
$18,500
|
$37,000
|
|
|
5
|
$20,000
|
$40,000
|
|
|
6
|
$21,500
|
$43,000
|
|
|
7
|
$22,950
|
$45,900
|
|
|
8
|
$24,450
|
$48,900
|
|
If you answered YES to all of the questions above and/or would like more information about the Habitat program please contact:
Elizabeth Lowery-Head Family Services Coordinator (903) 595-6630 ex.210
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5. Do you have enough income to pay for your home? YES/NO
|